Personal Lines Risk Consultant (Finance)
Chubb offers a comprehensive and customized approach to managing risk and reducing vulnerabilities. Our innovative personal insurance products and services are designed to help limit threats to the personal wealth and well-being of our high net worth customers and their families.
What you'll be doing:
Our Risk Consultants have a unique opportunity to conduct on-site inspections of some of the most architecturally significant residential properties in the country. During these visits you will be expected to identify and assess policyholder vulnerability to a variety of threats and then develop a customized plan for reducing the potential for loss. Additionally, you'll be evaluating all structures on the property and establishing a pre-loss estimate for replicating their features. It's not uncommon for consultants to be entrusted with assessing replacement values in excess of $5 million.
As a consultant, you will be expected to conduct a specified number of inspections each month and to routinely contribute to the profitability of the business. You'll balance this productivity with adherence to time service and product quality measurements. You will also serve as a technical resource for our underwriting team on a range of personal security, loss prevention and collections management issues. This expertise is conveyed to our policyholders and agents on-site and through successful execution of our personalized risk engineering and consultative based reporting services after each visit.
As a Risk Consultant you will be entrusted with immediate authority, work autonomously, and be directly accountable for your work product, all within the framework of a rapidly growing organization. The territory is specific to the NY region.
What you need to be successful:
A bachelor's degree or equivalent experience in architecture, engineering or residential appraisal.
A minimum of 2 years of home inspection experience working for a Personal Lines Insurance carrier or a minimum of 3 years of experience with structural valuation, residential construction, residential appraising or property claims.
Strong knowledge of the property and casualty insurance risk control and loss prevention analysis; home inspection process; international and local business construction codes; and construction quality, architecture and craftsmanship.
An ability to develop and deliver strategic, tailored risk management solutions
Project management, and strong oral communication and technical writing skills which are adaptable for multiple audiences.
Experience interacting directly with customers and/or insurance agents.
An ability to work under deadlines while managing multiple priorities.
Effective time management skills, able to prioritize and manage inspection workloads, including flexible considerations for key accounts.
Recognize and evaluate local/regional building cost trends within a given marketplace.