Silicon Valley Bank
Vice President II, Credit Solutions (Finance)
Manages lending/credit aspects for assigned client relationships and prospects. Leads the due diligence and deal structuring process and partners with Relationship Management to deliver and negotiate the credit solution. Owns the underwriting, documentation and closing process. Responsible for proactive portfolio management, understanding changing risk profiles of their clients and communicating this information and assessment to key stakeholders (internal and external). Recommends and executes on appropriate steps based on changing circumstances across a range of complex issues. Engages with clients independently, building relationships with the appropriate stakeholders, gathering information and responding to ongoing needs. Provides training to less experienced staff. Ensures that resource allocation to their portfolio and to the pipeline is appropriate. Develops insights into loan types and sectors.
Leads due diligence, structuring, underwriting and documentation processes independently for all but the most complex deals. Able to manage portfolio proactively and independently, while exercising proper judgment on when additional guidance and engagement of others is appropriate. Develops term sheets / deal structures and provides solid guidance and contributions during the delivery and negotiation process with the client. Engineers creative solutions to client needs. Provides guidance to less experienced staff members, enabling them to show improved efficiency and effectiveness. Able to effectively manage resources to optimize process and outcomes.
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